A: Yes. We operate fully under FCRA guidelines and dispute any unauthorized or misused inquiries.

A: Most clients begin seeing results within 30–45 days, depending on credit bureau response times.

A: Yes, removing hard inquiries can increase your score, especially if you have many recent pulls.

A: YES. It is your responsibility to protect your credit while we are working on your history. If you add new damage to your credit report, you will be working against us.

A: A Credit Saint specialist can analyze your credit reports and discuss your credit history with you to determine which credit inquiries we may be able to help you remove

A: Paying your bills every month will build your credit history. If they are revolving or installment accounts, paying your bills every month will build your credit history.

A: It is your right and responsibility to assure the accuracy of the items on your credit reports. If information recorded on your credit reports does not accurately represent your behavior as a consumer, then you have the right to request that questionable information be removed from your reports. The Fair Credit Reporting Act (FCRA), Fair Credit Billing Act (FCBA) and the Fair Debt Collections Practices Act (FDCPA) afford you the legal right to dispute inaccurate items on your credit reports with the credit bureaus and your individual creditors.

A: Sure, It's your right and responsibility to monitor and protect your own credit. The government has a set of laws to help you called the Fair Credit Reporting Act. Trunorth is here if you need help from professionals who work with the bureaus and these laws every day.